Ami PatelProfessional Insights

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Practical perspectives on marine insurance, general insurance, underwriting, risk, technology and professional growth.

Sharing knowledge

Educational articles covering real-world insurance concepts, underwriting thinking and industry practices.

Insurance & TechnologyAI
INSURANCE
26 September 20265 min read

AI in Insurance Underwriting

How AI, data and automation can support faster risk assessment while keeping professional underwriting judgement at the centre.

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Marine InsuranceMC
INSURANCE
26 September 20266 min read

Marine Cargo Insurance: Key Underwriting Considerations

A practical introduction to cargo risk assessment covering the goods, voyage, conveyance, packing and loss exposures.

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Marine InsuranceMH
INSURANCE
26 September 20266 min read

Marine Hull Insurance: Understanding the Risk

An overview of vessel risks, hull covers, trading patterns, vessel characteristics and important underwriting considerations.

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General InsuranceUW
INSURANCE
26 September 20265 min read

The Role of an Insurance Underwriter

What an underwriter does when evaluating risk, selecting business, applying terms and balancing portfolio quality.

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General InsuranceGI
INSURANCE
26 September 20266 min read

General Insurance Risk Assessment: A Practical Framework

A structured way to think about exposure, hazards, controls, claims experience and policy conditions across general insurance.

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General InsuranceFI
INSURANCE
26 September 20265 min read

Fire Insurance Underwriting: What Matters

Key areas an underwriter may review when assessing property and fire risks, including construction, occupancy and protection.

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General InsuranceMI
INSURANCE
26 September 20265 min read

Motor Insurance and Risk Selection

How vehicle characteristics, usage, driver profile, geography and claims experience can influence motor risk assessment.

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Insurance OperationsCR
INSURANCE
26 September 20265 min read

From Claims to Recovery: Why the Full Cycle Matters

Understanding how claims information, recoveries and loss trends can feed back into better underwriting decisions.

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CareerCL
INSURANCE
26 September 20264 min read

Career Lessons From Insurance Underwriting

Professional habits that can help insurance professionals build stronger judgement, communication and analytical skills.

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